Christmas In July Budget Now to Enjoy Later

Finance – There are few things worst, than ending our season of celebrating Christ Jesus and then realizing we have bankrupted our families for things! Making sure we remember Christ and worship His love for all mankind is an essential part of a Christian's life; but we must remember spending beyond our means is not celebrating Christ! The Christmas Season is love, peace, joy, kindness, and which no money can purchase!

Proverbs 19:20 kjv. Hear counsel, and receive instruction, that thou mayest be wise in thy latter end.

Budget- Why- To set your standard now; so during the heart-string of Christmas Season your plan is in place for spending; and your alternative plan is also, in place for the unexpected expense.

How---You make a budget/list of things you normally spend extra money for during the Christmas season and start now setting some funds aside for it,or you can start now purchasing the gifts, Christmas Cards, Decorations so when Christmas arrives only items or things that cannot be done early are left for purchase like travel, food for families, or unexpected expense.

Ten Tips For A Budget /Plan For Your Christmas Season

1. Plan your tides first—don’t please spend your tides on Christmas holiday joy

2. If, you are a person who has an extra amount to share, plan now with your family, church, or company.

3. Communicate with your husband, wife, partner now on what the expectations are for spending and gift giving and exchange. Also, understand when life happens plans may need to change or have to change.

4. Make sure your budget includes extra food, travel, and cost of visitors in your home.

5. Make a list of who you will or would like to purchase a gift for.

6. Make sure if, you can share purchasing a gift for someone you speak now with the person or persons you may want to go in to buy that gift with. Like buying a gift for parents or brothers and sisters, or friends. This will be a great way to cut your budget and actually buy gifts that have been thought out and planned for the ones we love.

7. Save Now for Later---Penny Bank- Create one in January or just start now—

8. Think, Think, Think, before using a credit card for Christmas gifts!!!

9. Have conversations early with children on the “standards for the family for Christmas gifts;” also, make sure children understand that they are never to young to give gifts as well.

10. Pray, that no matter the financial challenges or advantages all will be done according to order in Christ Jesus' Season "Reason for the Season!"